This Privacy Policy is the privacy policy of Karni Dror Pension Insurance Agency Ltd. (hereinafter: the “Company”). The purpose of this Policy is to explain the Company’s practices regarding the privacy of users of the website karni.co.il (hereinafter: the “Website”), and how the Company uses information provided to it by users of the Website or collected by it during use of the Website, unless expressly stated otherwise.
Use of the Website and/or provision of details through the Website constitutes consent to this Privacy Policy. The information provided or collected as described herein shall be referred to as “Personal Information”.
The data controller of the information collected on the Website is:
Karni Dror Pension Insurance Agency Ltd.
Address: 15 HaMenofim Street, Herzliya Pituach
Email for privacy-related inquiries: hilak@karni.biz
Telephone: 03-5556636
You may contact us with any question concerning this Policy, Personal Information provided to us, or the exercise of rights under applicable law.
As part of your use of the Website and our services, we may collect the following types of information:
Full name.
Telephone number.
Email address.
The content of an inquiry submitted through a contact form.
Details provided as part of registration for a newsletter, webinar, meeting, or event.
Details provided as part of an inquiry to receive information about the Company’s services.
Details provided as part of a Qualified Investor form, including identification details, address, declarations regarding compliance with qualification criteria, and relevant financial or declarative information.
Information provided as part of a job application, to the extent that such a form or inquiry exists on the Website.
When using the Website, technical and usage information may be collected, such as:
IP address | browser and device type | operating system | pages visited | dates and times of visits to the Website | actions performed on the Website | statistical and analytical data | information collected through Cookies, pixels, and measurement and marketing tools.
The information is collected and used by us, among other things, for the following purposes:
Contacting users who left their details on the Website | handling inquiries | questions and requests.
Scheduling meetings and providing information about the Company’s services.
Conducting an initial assessment of suitability for financial services, including services intended for qualified clients.
Sending updates, professional communications, invitations to webinars, events, and marketing content, subject to consent and applicable law.
Managing customer and lead relationships.
Improving the Website, services, user experience, and content.
Carrying out measurement, statistical analysis, advertising, and digital marketing.
Information security, preventing misuse of the Website, identifying malfunctions, and protecting the Company’s rights.
Compliance with legal requirements, regulations, instructions of competent authorities, or legal proceedings.
The provision of information on the Website is made voluntarily and with your consent. You are not required to provide us with Personal Information; however, without providing certain details, we may not be able to contact you, schedule a meeting, send information, assess suitability for certain services, or handle your inquiry.
In certain forms, such as a Qualified Investor form, the provision of certain information may be required in order to conduct an initial assessment of suitability for the service or to provide additional information relevant to qualified investors only.
If you approve receipt of communications, we may send you professional updates, marketing information, invitations to webinars, reviews, articles, and additional content on behalf of the Company.
You may remove yourself from the mailing list at any time by using the unsubscribe link that will appear in the message, or by contacting us at: hilak@karni.biz
Unsubscribing from marketing communications will not prevent us from sending service-related messages or messages required for handling an existing inquiry, an existing engagement, or a legal obligation.
The Company will not transfer or sell Personal Information to third parties.
However, the information may be transferred or made accessible to external parties that assist us in operating the Website and the services, subject to necessity and to the purposes set forth in this Policy, such as:
Website hosting and infrastructure providers.
Website maintenance and development providers.
CRM and customer management systems.
Email, SMS, webinar, and marketing automation providers.
Analytics, measurement, and advertising providers, such as Google and Meta/Facebook.
Competent bodies, authorities, or courts, where required by law.
We will retain Personal Information for the period necessary for the purposes for which it was collected, including handling inquiries, managing customer relationships, complying with legal, regulatory, accounting, or business obligations, protecting the Company’s rights, and maintaining internal records.
Information that is no longer required will be deleted or retained in a limited manner, in accordance with the Company’s policy and the provisions of applicable law.
We take reasonable and customary measures to maintain the confidentiality and security of Personal Information, in accordance with the nature of the information, its sensitivity, and the risks involved in its processing.
However, no information system is completely immune from intrusion, malfunction, or unauthorized access, and therefore we cannot guarantee absolute protection of the information.
The Company makes significant commercial efforts to protect the integrity and security of the information against access by third parties. The collection and confidential retention of information are carried out in a secure environment. The Company uses a combination of security technologies, including protection of the Website through SSL encryption technologies, security procedures, and other organizational measures, in order to protect the information from unauthorized access, use, and/or disclosure within the Company and/or by third parties, pursuant to agreement and/or law.
In accordance with the provisions of applicable law, you have the right to access Personal Information about you that is held in the Company’s databases, and to request its correction if it is inaccurate, incomplete, unclear, or not up to date. The Privacy Protection Authority notes that the rights of access and rectification are set forth in Sections 13 and 14 of the law.
In such a request, please state your full name, contact details, and a description of the request. We may request additional information in order to verify your identity, protect your privacy, and prevent disclosure of information to an unauthorized party.
Requests regarding this matter may be sent to: hilak@karni.biz
The Website may include forms or pages intended for qualified investors only. As part of such an inquiry, you may be asked to provide Personal Information, identification details, address, declarations, and data relating to compliance with qualification criteria.
This information will be used solely for the purpose of conducting an initial suitability assessment, making contact, providing relevant information, and handling the inquiry, unless other consent has been given or unless required by law.
It is recommended to provide in these forms only information that is accurate, complete, and up to date, and only information required for the purpose of the inquiry.
The Website may include links to external websites, including social networks, content articles, opinion articles, video platforms, registration systems, webinar systems, and content websites.
Use of external websites is subject to the privacy policies and terms of use of those websites, and we shall not be responsible for the manner in which they collect, use, or store Personal Information.
The Company makes an effort to link to websites that, to the best of its knowledge, do not infringe the privacy of users of other websites. Nevertheless, the Company is not responsible for the terms of use and/or privacy protection policies of other websites, their content, or anything related to or arising from use thereof. Your use of links to other websites and/or your use of other websites is at your sole responsibility.
The Company may, from time to time, use advanced technological tools, including artificial intelligence-based systems, for the purpose of improving its services, streamlining processes, adapting the services to users’ needs, improving the service experience, managing risks, detecting unusual activity, preventing fraud, and developing new services and products.
The use of such systems may also include automated systems, decision-support tools, and chatbots, as part of the digital services made available by the Company to its clients and users. The Company will act to ensure that the use of these tools is carried out responsibly, fairly, and transparently, while maintaining users’ privacy, information security, and compliance with applicable law.
To the extent that automated processes are used for decision-making, the Company will not make material decisions concerning you or affecting your rights solely on an automated basis, without the possibility of appropriate human intervention. You may contact the Company to receive additional information regarding the operation of the automated process, the types of information used, and the main considerations taken into account, and you may also request that a decision be reviewed by a human representative.
In the event of the use of a chatbot or automated response system, it will be clearly stated that the system is automated. The Company will not present such a system as a human being and will not use it in a misleading or manipulative manner. In addition, the Company takes appropriate security measures to protect information processed through artificial intelligence systems.
The services on the Website are not intended for minors. If information has been provided to us by a minor without the approval of a parent or guardian, you may contact us and we will act in accordance with the provisions of applicable law.
For the purpose of improving the service, streamlining use of the Website, adapting the browsing experience, and identifying users upon repeat visits, the Company may use Cookies and similar technologies (hereinafter: “Cookies”). Cookies are files or technological identifiers stored in the browser or on the end device being used, enabling the Website to identify the user or device upon a return visit. It is emphasized that Cookies are not computer software and do not have the ability to read information from your device or perform actions on it.
In addition to Cookies, the Company may also use additional technologies, such as device identifiers, Pixels, Web Beacons, measurement and analytics tools, SDKs, and tools for recording and analyzing actions on the Website. These technologies allow us, among other things, to understand how users browse the Website, measure the performance of campaigns and mailings, improve the services and content displayed, adapt the user experience, conduct statistical analyses, make business decisions regarding products and services, identify malfunctions, improve information security, and prevent misuse or fraud.
As part of the use of these technologies, technical and usage information may be collected, including IP address, browser type, operating system, device type, browsing times, pages viewed, actions performed on the Website, source of arrival at the Website, general location data, advertising identifier, and additional information relating to the manner of use of the Website. This information may also be used by us for the purpose of contacting you for service, operational purposes, improving the user experience, and for marketing purposes, subject to the provisions of applicable law and the required consents, to the extent required.
You may control the use of Cookies by changing the settings of your browser or device. Most browsers allow you to delete existing Cookies, block the storage of new Cookies, or receive a notification before they are stored. In addition, advertising and tracking settings on mobile devices may be managed through the operating system settings. However, blocking or deleting Cookies may affect the availability of some services on the Website, the convenience of using it, and the ability to adapt the services and content for you.
The Company may use third-party services, such as Google Analytics, Firebase, advertising, measurement and analytics systems, and additional technological tools. These third parties may use Cookies or similar technologies to collect information regarding use of the Website, including device identifiers, IP address, advertising identifiers, and additional usage data, all in accordance with the privacy policies and terms of use of such third parties.
For additional information regarding Google’s use of data collected through websites and applications that use its services, you may review Google’s Privacy Policy. You may also review the Opt-Out options offered by Google Analytics with respect to certain measurement and analytics activities.
We may update this Privacy Policy from time to time, as necessary and in accordance with changes in the law. Please note such changes, which will appear on the Company’s Website, as they apply to you.
